Sunday, 3 November 2013

Top 10 Principles of Economics, Economics Notes of MBA

10 Principles of Economics


The shortage is supported in the world. "It is just not enough what whatsoever" says the presenter; There is not enough money and time. For this reason we must decide how to allocate these shortages. "Decision-making is the essence of the economy", said Gregory Mankiw, every day we take decisions and choices that help us distribute our shortages. "The economy is the study of mankind in the ordinary Affairs of life" said almost one hundred years by Alfred Marshall. Gregory Mankiw said that quote "capture saving perfectly" and for this, he studied the decisions that we take to deal with the cause of shortages, make us decisions and choices every day, when we go shopping and choose what to buy, because there is a shortage of money, when we go to work and to choose the number of hours at work because there is a shortage of life and etc. We are having an impact and shape our economy for every decision we make.


1. The special agreement

As we make decisions, we make compromises, which mean that we choose something on something else, or we have to give up something to get something else. Decisions such that to have a child involve a trade-off between money for yourself and money to buy the child, its needs; It is also trading off time, since you give your personal or free time to time to give to the baby. In the film, a very good example of compromise is indicated. It shows a student who wants to move to Washington when he finished College and abandoned from time to time that it uses for the study tests or examinations, time to seek a job in Washington. Preferring its priorities rather than others it is faced with a compromise. The society as a whole also involves trade-offs. the Government must choose how much money to use in certain areas of the country. Something that I personally liked and made me think of was when the film shows how to deal with compromised even in the environment, "we all want cleaner air but the compromise can mean the loss of income or even the loss of jobs for some Americans," said the presenter. I did not understand the relationship between these two until they are talking about a company of coal in Ohio that had to be stopped because it was to be harmful to the environment, the consequences? More than a thousand people have lost their jobs, the community has decided to have a cleaner environment, but the compromise was the loss of the use of all these people.

2 Opportunity cost

What you sacrifice to get something is its cost. The presenter and Gregory Mankiw explain this principle with a student. By choosing to go four years in College, student costs are many. There is the cost of the money it spends in the books and tuition and also the 'opportunity costs' as said by Mr. Mankiw, because since she decided to go to College it gives the opportunity to obtain employment and wages of labour that it would have taken. "Nothing comes for free, our time is something interesting", said Todd Buchholz an economists that makes you realize that a cost of something is not always involved with money; the cost of something you can be as simple as spending time with their loved ones. This segment of the contrast film to situations where the opportunity cost varies, is an example how the opportunity cost of a student is relatively low, given that the student is to abandon low paying jobs, but the opportunity cost for a talented high school athlete has offered to go directly to professionals is very high, because if he decides to go to College he gave up millions of dollarsIt would affect being a professional athlete.

3 Marginal thinking


A rational person as shown in the film the student think at the margin, when administered too College work instead of leaving work that earns his money for his personal expenses, it cuts simply return a bit on working hours. It is not radical; It fits instead of finishing, she thinks of the margin. Another good example is that of a Broadway, which sometimes run empty seats. Thinking at the margin, that they decide to negotiate with the public and sell them seats at half price, a few hours before the show instead of the empty seats in the show. Adjust the price of the ticket actually wins the theatre more revenue because even if it is them earning 50% of the initial cost, which is greater than zero, if the seats would have remained empty. Being rational and thinking about better margin decisions and choices are possible.

4. Incentives

When the cost and benefits of something, edit or change our decisions change too. "If I want my son to wash my car, that I'll say that if you was my car you can use it tonight, it is an encouragement", says Robert Sobel from Hofstra University and for me is the best explanation for incentives. The incentive is that it can use the car tonight, in other words, he has to say yes, but if they were not all incentives, it will probably in doubt. A very good example, they overlook the way in which we respond to incentives and applies to the situation today, is that of how we response to gasoline prices. In Europe, the price of gasoline is very high, this incentive makes people buy more small and more than economy cars, unlike America, whose price is still relatively low and people buy big cars and vans. Did not notice that the stores and streets were crowded week of «free» tax here in Florida? That's because people respond to incentives, incentives that benefit; Obviously, you'll make more shopping if you go step be taxed. When President Clinton was in office, he asked the price of cigarettes climb by a dollar and a half, because it has been shown that young people would not buy cigarettes and smoke. It's a perfect example of a deterrent because it discourages young people from smoking. Another explained is the behavior that some people take incentives. Nowadays safety belts are necessary because it is proven to save lives but on the other hand «there is that behavior changes in response to these safety belts» said Mr. Gregory, since some people exceed speed limits, because they feel more secure.

5 Trade

Since we are not self-sufficient, we negotiate. "People specialize; people make special tasks and depend on others to perform other tasks for them,"says Mr Gregory. A Hairdresser trades for example its service (i.e. cutting hair) for money, and the other person relies on it the hairdresser to get his haircut. "" The idea of: I have something and you have something and if we exchange we'll both be better off, is basically what the economy is all about "says Caroline Hoxby." We as humans humans and in order to survive we negotiate, we exchange, we rely. This is explained in another example shown in the movie. We have in a group of specialized farmers to grow the food for us, we both enjoy get us food and they are paid to produce food. Countries also trade among themselves when they sell each other products they are good to make cheaper. We negotiate every day to survive.

6. The markets


Markets, agreements are made and prices are set, which are then communicated to the world. In food the market farmers sell their wares, and the owners of supermarkets buy then sell. Another type of market is the market of the stamp. Mark Easter, as a stamp dealer explains that this is like the stock market where dealers go to the highest price offered. The first person who explains how a market system was that adam Smith the grandfather of the economy has published the first book on the economy, called "Wealth of Nations" in 1776. How buyers and sellers interact and not create chaos? Adam Smith said "that markets are guided as if by an invisible hand at least a desirable allocation of resources." We all have interest, and if we all try to do this, we'll all be happy. The invisible hand is explained in the film with Mr. Sobel as an example, he said, "if I have a $25 and you have a good and you want to sell it to me, we both win, you wanted the $ $25 more than the good and I wanted good more than $ 25 million. '' The key to the invisible hand are prices, sellers and consumers depend on them. When Communism fell in Russia and Eastern Europe, it has shown that the free market is the best way to work, because people know what they want, how to want it, how they want to buy and etc.

7. The Government

Sometimes, the Government is involved in developing better results. This happens when one of two things happens. Firstly if the result of market is not effective, and secondly if it is unable to distribute the income effectively. In many cases, the externality is the cause of the failure. "Externality is when a company or an individual creates something that has an impact beyond the immediate buyers and sellers of this product. Power plants are obviously users and buyers of electricity, but it also has an externality because the smoke produced by them can affect the health of a person. Market power may also lead to market failures, since a certain services company or person is non-standard and can control and influence prices. When the market is not just the Government also intervenes. Some people paid for their other services; This is something that cannot be controlled by the invisible hand. When the Government gets involved is because the situation is very complicated, more complicated it gets, more it gets from the Government to fix.

8. Productivity

Statistics show that, in 1998, the average American has an annual income of $31,500, the Mexican average of $8,300 and the average Indian $ 1700. You will notice that their quality of life is not the same for example Americans live better than Indians. Productivity explains everything; a rich country produces more than a poor man. And productivity depends on skills, capital and etc. If a country has a well educated workforce, productivity will increase. Economic freedom means more productivity. A perfect example is the United States and Hong Kong, where people are free to use their brains to create goods, services or ideas that can be taken to the market where consumers take advantage of them.

9 Inflation

It basically means inflation, which means that prices rise to reflect all the money that is to be print. Printing money is something that must be controlled because although it might ' temporarily make people feel richer» as told by Todd Buchholz, at one point prices will begin to rise, and it will be very difficult to resume controlled inflation will come into play. Stability of goods and money is the best way to keep inflation below.

10. The Phillips curve

The President of the federal reserve is supposed to maintain low unemployment and inflation under control. Mr. Mankiw stipulates that you cannot achieve these two objectives at the same time and that the instrument of policy is money. When we go to the top of it falls down, and vice versa, this is called the Phillips curve. As shown in the film, that it is a short performance compromise, you choose on top the other. But nowadays this compromise does not really exist because inflation last year and unemployment has fallen. This does not mean that the Phillips curve would not come in the game again, some economists say that it will be.
Understanding these ten principles is the key to understand the concept of eco 

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